
OUR STORY
Professional Expertise, Transformative Impact
The Back Outside Collective emerged from a fundamental truth: sustainable housing is more than four walls—it’s a professionally guided pathway to personal transformation.
As a licensed real estate professional and senior mortgage broker with 16+ years of industry experience, CEO Tracey Howard witnessed firsthand the critical gap between housing and genuine life change. Traditional housing support ouen stops at shelter; we begin where others end—creating comprehensive roadmaps from housing insecurity to homeownership.
We are not a conventional nonprofit. We are housing professionals who speak the language of:
- Market dynamics
- Strategic financing
- Wealth-building opportunities
- Personal empowerment
OUR PROFESSIONAL JOURNEY
What began as a career in real estate and mortgage brokerage
has evolved into a mission-driven organization that transforms lives through strategic, professional housing solutions. Our approach is uniquely positioned because we understand housing is not just about a room—it’s about:
- Rebuilding financial foundations
- Creating economic mobility
- Developing sustainable life skills
- Guiding individuals toward independence

Meet Tracey Howard - Licensed Housing Professional & CEO
PROFESSIONAL EXPERTISE:
LICENSED CREDENTIALS
- Real Estate Professional - License #6501423442 (8+ years active practice)
- Senior Mortgage Broker - NMLS #1107565 (16+ years industry experience)
- IRWA Certified Relocation Specialist - Government program expertise
SPECIALIZED KNOWLEDGE
- Housing Finance & Market Analysis
- Community Development Strategy
- Property Acquisitoon & Investment Analysis
- Credit Restoration & Homeownership Preparation
PROFESSIONAL IMPACT
- 200+ Families Successfully Housed
- $432,432 Annual Economic Impact Generated
- 85% Client Long-Term Stability Rate
- Extensive Metro Detroit Professional Network
PROFESSIONAL PHILOSOPHY
Housing is not just shelter—it’s the foundation for economic mobility, personal empowerment, and generational wealth building. My role is to provide the professional expertise that transforms housing from temporary relief into permanent life change.

DIRECT PROFESSIONAL CONTACT
313-607-0980 (Direct Line)
313-444-1419
connect@thebackoutsidecollective.com
5510 E 7 Mile Road, Detroit, MI 48234
PROFESSIONAL COMMITMENT
Every call, every consultation, every housing placement receives the same professional ahention I’ve provided to hundreds of families over 16+ years in real estate and mortgage services.
Bridging the gap between housing insecurity and sustainable living through professional, strategic support. We leverage 16+ years of real estate and mortgage expertise to provide more than shelter—we create comprehensive pathways to economic mobility, personal empowerment, and homeownership.
MISSION PILLARS:
- Safe, Modern Housing
- Professional Skill Development
- Financial Literacy & Empowerment
- Clear Homeownership Strategies
- Personalized Economic Mobility
To revolutionize supportive housing by proving that professional expertise, combined with compassionate support, can transform individual lives and rebuild community economic foundations.
VISION COMMITMENTS:
- Universal Housing Access
- Professional-Guided Transformation
- Sustainable Community Development
- Economic Opportunity Creation
- Generational Wealth Building